GEM Data LLC Website Terms of Use and Privacy Policy

By accessing or using the website, products, services, data, tools, or content operated by GEM Data LLC and its wholly owned subsidiaries (“GEM Data,” “we,” “us,” or “our”), you agree to be bound by these Terms of Use and Privacy Policy. If you do not agree, you must not access or use the website or any related services.

All content made available on the website, including without limitation research, text, graphics, charts, software, source code, models, methodologies, documentation, trademarks, logos, and other materials (collectively, the “Content”), is owned by GEM Data or its licensors and is protected by applicable intellectual property, copyright, trademark, and trade secret laws. Access to the website does not grant you ownership of any Content.

You may solely access and view the Content for business purposes. You may not download or print limited portions of the Content for non-commercial use unless GEM Data has expressly authorized otherwise in writing. You may not copy, reproduce, distribute, resell, license, sublicense, publish, publicly display, scrape, crawl, mine, harvest, or systematically extract any Content, whether manually or through automated means. You may not modify, adapt, translate, create derivative works from, or use the Content to develop or support competing products or services, nor may you use the Content for any commercial purpose without prior written permission from GEM Data.

All Content is provided for informational purposes only. GEM Data does not provide investment, legal, tax, financial, or other professional advice. You acknowledge that you are solely responsible for your decisions and actions and agree not to rely on the Content as the sole basis for any business or financial decision.

The website and all Content are provided on an “as is” and “as available” basis. GEM Data makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or timeliness of the Content. Errors, omissions, delays, or interruptions may occur, and you assume all risks arising from your use of the website and Content.

To the maximum extent permitted by law, GEM Data shall not be liable for any losses, damages, or claims arising out of or related to your access to or use of, or inability to access or use, the website or Content. This limitation applies to all forms of damages, including direct, indirect, incidental, consequential, special, or punitive damages, even if GEM Data has been advised of the possibility of such damages.

The website may contain links to third-party websites, services, or content. GEM Data does not control and is not responsible for the accuracy, availability, security, or practices of any third party. Your use of third-party websites or services is at your own risk and subject to the applicable third party’s terms and policies.

You agree not to misuse the website or Content, violate any applicable laws or regulations, interfere with the security or functionality of the website, attempt to gain unauthorized access to systems or data, or circumvent any access controls or safeguards implemented by GEM Data.

GEM Data reserves the right, in its sole discretion, to suspend or terminate access to the website at any time, with or without notice, particularly if you violate these terms.

These Terms of Use and Privacy Policy are governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict-of-laws principles. Any legal action or proceeding arising out of or relating to these terms or the website shall be brought exclusively in the state or federal courts as determined by GEM Data.

Privacy Policy

GEM Data respects your privacy. We may collect information that you voluntarily provide to us, such as contact details submitted through forms or communications, as well as certain technical information automatically collected when you access the website, including IP address, browser type, device information, and usage data. We use this information to operate, maintain, improve, and secure the website, communicate with users, and comply with legal obligations. We do not sell personal information. We may share information with service providers acting on our behalf or as required by law. By using the website, you consent to the collection and use of information as described herein.

Access to personal data is limited to authorized personnel and systems, and we implement administrative, technical, and organizational safeguards consistent with principles, including access controls, risk management, data minimization, and security monitoring.

GEM Data may update or modify these Terms of Use and Privacy Policy from time to time to reflect changes in law, technology, or business practices. Updates are effective upon posting to the website, and continued use of the website constitutes acceptance of the revised terms.

GEM Data LLC Global Cookies Policy

This Global Cookies Policy describes the use of cookies and similar technologies on the website and any related digital properties operated by GEM Data LLC (“GEM Data,” “we,” “us,” or “our”).

Cookies are small text files placed on a user’s device when a website is accessed. Cookies enable essential website functionality, support security and fraud-prevention controls, and allow GEM Data to collect limited technical and usage information necessary to operate, protect, and improve its digital services. GEM Data uses cookies in a manner consistent with the principles of data minimization, purpose limitation, and least privilege.

GEM Data uses strictly necessary cookies to support core operational and security functions, including authentication, session management, access control, system integrity, and protection against unauthorized access or misuse. These cookies are essential to the secure operation of the website and are implemented in accordance with GEM Data’s internal security controls and risk management framework. Strictly necessary cookies do not require consent under applicable law.

Performance and analytics cookies are used to monitor system performance, diagnose technical issues, assess availability, and understand aggregate usage patterns. These cookies support continuous improvement and service reliability and are configured to collect data in an aggregated or pseudonymized form where feasible. Functional cookies may be used to retain user preferences and settings in order to provide a consistent and efficient user experience. Marketing or targeting cookies, where used, are limited in scope, subject to consent where required, and are not used for cross-context behavioral advertising or consumer profiling.

Except for strictly necessary cookies, cookies will be placed on a user’s device only where consent is required by applicable law. Users may provide, refuse, or withdraw consent at any time through the applicable cookie consent mechanism. Consent choices are respected and enforced through technical controls designed to prevent unauthorized data collection.

Cookies may be set by GEM Data (first-party cookies) or by carefully vetted third-party service providers (third-party cookies) acting on GEM Data’s behalf. Third-party providers are subject to contractual obligations, due diligence, and ongoing oversight consistent with GEM Data’s vendor management and information security programs. GEM Data does not permit third-party cookies to be used in a manner inconsistent with this policy, applicable law, or its internal security and privacy standards.

Certain cookies may collect information that constitutes personal data, such as IP addresses, device identifiers, or online identifiers. Any personal data collected through cookies is processed in accordance with GEM Data’s Privacy Policy, internal data governance standards, and applicable data protection laws. GEM Data does not sell personal information and does not share personal information for cross-context behavioral advertising, as defined under applicable U.S. state privacy laws. Access to personal data collected via cookies is restricted to authorized personnel and systems, logged where appropriate, and protected through administrative, technical, and organizational safeguards consistent with SOC 2 and ISO/IEC 27001 controls.

Users may manage cookie preferences through browser settings or available consent tools. Most browsers allow users to block or delete cookies, including cookies already placed on a device. Where supported, GEM Data recognizes browser-based privacy signals such as Global Privacy Control (GPC). Disabling cookies, particularly strictly necessary cookies, may affect website functionality or availability.

GEM Data periodically reviews its use of cookies as part of its broader information security, privacy, and risk management programs and updates this policy as necessary to reflect changes in technology, legal requirements, or internal controls.

For additional information regarding GEM Data’s data protection, security practices, or privacy rights, please refer to the Privacy Policy or contact GEM Data using the information provided on the website.